Our knowledge and experience span over 15 years in the Australian property market. Tridas Projects are residential developers that provide an exclusive opportunity to invest as a shareholder in their developments.

Our comprehensive process and strong foundation are reinforced by a team of over 80 experienced industry experts from a wide range of specialist fields all working together to make every Tridas Project a success. Tridas offers complete project management including the acquisition, DA approval, construction and sale of dual occupancy developments.

Tridas Projects also offers consultancy services to people that are purchasing, renovating or building. We believe in adding value to every conversation, achieved by partnering the Tridas team with you.





Tailored for people that are purchasing a property, renovating, or building.

Our consultancy service answers all your questions in a language that is easy to understand and follow. With over 15 years’ experience, we aim to share our professional and personal experiences, so you can avoid the common costly pitfalls while maximising your return and saving valuable time.

The DA Process

steps by step guide on how to apply, the process, what is needed and where to start.

Development Application (DA)

A DA itemising all the conditions that your council has stipulated which need to be met to satisfy the council’s requirements. Understanding how to read a DA and what certain items mean is a critical element of the entire process.

Building Certifier

What is their role and why do you need a certifier? Who organises the certifier?

Buy, sell or rent

What are the differences, pros, and cons? What potential does your property have?

Construction Process

We discuss the various construction stages and their respective timelines. Diving deeper we also expand into the link between the DA and construction.

Site Acquisition

How do you know which property to purchase? Whereto buy? What to look for? How to research?


Type of demolition service to acquire based on your site and what to expect in the demolition process. How demolition is carried out based on your property and what items are generally excluded.

Excluded Construction Considerations

Chances are your builder will not include all works required, though they can add additional works in their contract at a cost if requested, they still cannot do everything. Here we explore all these costs and exclusions.

Pre Construction Requirments

Obtaining a DA is only one of a number of items in order to achieve before construction can commence. Here we discuss all the other items that need to be organised and adhered to.

Subdivision Process

In a dual occupancy (Duplex) for example, once construction is completed you now have to apply to separate the lots into their own entity and have them registered. Here we explore how this is done.


Knowing what your total costs are is an initial step to affordably and forecasting potential profits or equity gains. Here we explore out of pocket costs vs financed costs. We can introduce you to a lender or broker to understand your financial position.

Exterior / Interior Design

You only get one chance to make a first impression, so you need to understand curb or street appeal. Then when someone opens the front door what does the property include that gives it that comfort and wow factor.


Dealing with the council can occur several times throughout your build so understanding the process prior to commencing can save allot of time and stress.

Renovating Vs New Build

What are the pros and cons? The difference in cost vs difference in profit?

Staging & Marketing

Now all the hard work is done, and the property is ready, here we discuss the importance of presenting the property and reaching the right audience.

Off the Plan Vs Completed

When is the right time to market a property? What is required for each and why do one over the other?

Project Vs Custom Builder

What are the differences in terms of quality, cost, options, timing, project management, input, communication etc? Which projects required what type of builder?


An investment opportunity, combining knowledge and a full-service project management solution that drives success when investing in residential property development.

Investments are split 50/50 between Tridas Projects and the Investor.

Based on an 18 months timeframe, returns are split equally minus management fees.

  • 01 Consultation

    One of our specialists will call you to discuss your interest and book in a consultation.

  • 02 Agreement

    Covering all aspects of the investment opportunity, the agreement will be issued to you for review with your legal advisor, business advisor and accountant.

  • 03 Deposit

    Once contracts are executed, a deposit is due to secure your position as a shareholder.

  • 04 Finance

    The remaining balance is payable by each shareholder and held in a trust account.

  • 05 Transfer of Unit

    Each development will have its individual entity by way of a corporate trustee ATF a unit trust to manage and distribute the interest of each shareholder.

  • 06 Acquisition

    After a thorough review of potential sites including suitability and return on investment, Tridas Projects will acquire the site to commence development.

  • 07 Council

    All town planning matters will be attended to at this stage from design to all aspects of DA submission and planning.

  • 08 Construction

    Following DA approval, the Tridas team will manage and coordinate all site works from demolition to construction and handover.

  • 09 SOLD

    To ensure the return on investment is established, we aim to effectively promote and sell each development off the plan after D.A approval.


    At this final stage, construction is complete and the sale of the property has settled. Investors now receive their return on investment.



Before – Single storey 4 bedrooms / 2 bathrooms fibro home

After – 2 x detached dual occupancy / 5 Bedrooms / 4 bathrooms brick homes

Return: 38%
Time frame – 16 months


Before – Single storey 4 bedroom / 2 bathroom brick veneer home

After – 2 x attached dual occupancy / 4 Bedroom / 3 bathroom brick homes

Return: 28.4%
Time frame – 18 months


Before – Single storey 4 bedrooms / 1 bathrooms brick veneer home

After – 2 x attached dual occupancy  / 3.5 Bedroom / 3 bathrooms brick homes

Return: 35.7%
Time frame – 13 months


Before – Single storey 4 bedrooms / 2 bathrooms brick veneer cottage

After – 2 x attached dual occupancy  / 4 Bedroom / 3 bathrooms brick homes

Return: 45%
Time frame – 16 months


Before – Double storey 4 bedrooms / 2 bathrooms brick veneer house

After – 2 x attached dual occupancy  / 4 Bedroom / 4 bathrooms brick veneer and clad homes

Return: 64%
Time frame – 13 months


Before – single storey 2 bedrooms / 1 bathroom / 1 parking fibro cottage

After – 5 Bedroom / 4 bathrooms / 2 parking brick veneer and clad home

Return: 25%
Time frame – 16 months


Need finance for residential, commercial or smsf purposes? We introduce everyday Australian’s to referral partners who provide an extensive range of personal and business solutions. Our services are currently exclusive to Tridas Projects referred or investment customer’s only.

Explore the general range of products available by finance brokers and lenders.


First Home Buyer

Buying your first home is a huge decision that can be stressful, challenging and daunting at times. That’s because there are so many lenders in the market all competing for your home loan. How do you know which one to choose? We can introduce you to a referral lender who will take the stress out of home loans for you so you can enjoy the things you like doing most.

Your home loan, where possible, should be organised prior to purchasing your first property. Think about it, if you pay a deposit on a property before obtaining the finance may increase your risk of not being able to actually obtain finance for some reason…not a nice feeling. Start by obtaining a pre-approval (normally valid for 3 months) which will establish your borrowing power (budget) so you can then go property shopping with confidence.

Depending on your state there might be a number of grants available to first home buyers via a once-off tax-free federal government payment known as the first home owners grant (FHOG) and stamp duty concessions. Further information is available via firsthome.gov.au

Next Home Buyer

The growing family is one of the most popular reasons why homeowners need to upsize their residence to accommodate a new addition. Recently, additions also include accommodating in-laws, and dual family living whereby siblings move in together with their families as a means of saving or investing in their next property. On the other side of the scale a reduced family where the kids have grown up and flocked the nest also sees a growing trend for parents to downsize and look for a smaller more manageable property.

Many people that only own one property are under the impression that they need to sell their home just to purchase the next home, and sometimes this is true, BUT what if you could keep your original home and afford to buy the next home too? Investment! What people forget is rental income and the tax benefits of owning an investment can offset the liability.


If you are thinking of investing in another property then contact your lender for a meeting to discuss services that may be beneficial to you when obtaining finance.

Our people actively invest in property themselves so they have personal experience to guide you through the process of property investment.

Investments have ongoing running costs that you will need to factor in alongside your existing home expenses. These second set of expenses, most of which are tax-deductible, can include council/strata, real estate agent rental management fees, vacancy periods where there is no tenant, water/electricity etc (if applicable), repairs etc.

Construction Loans

Are you planning a renovation or building a new home?

Then you will need construction finance which is different from the traditional home loan finance. A home loan provides finance from the lender as a lump sum at settlement, whereas with a construction loan the bank releases the funds to pay your builder at the completion of each stage of the construction process.

A renovation or new build can become a very complex and testing project and the last thing you want is finance that is either unsuitable or suddenly unavailable once construction starts and funds are needed to be drawn down to pay the builder at each stage.

Based on satisfying the lenders requirements including the future value of the property, your ability to service the new loan, council approved building plans and a fixed price building contract there is a possibility to obtain 100% of the building costs subject to deposit and equity.

Note: Despite the construction loan being approved for the full amount you will only pay interest on the actual amounts drawn down and only when they are drawn down. So, if you have approval for a $350,000 loan but have only drawn down $150,000 – you’ll only be charged interest on that $150,000 until you make further draw downs.

Consolidating Loans

If you have multiple loans that are becoming too difficult to manage and you want to aim at bringing them into a more manageable combined structure then it’s time to consolidate. There are many options that will help you consolidate, in most cases even get you onto a better overall deal and save you thousands.

Example 1 – Before loans are consolidated

Home loan 1 = $500k at 5%pa = $2953 per month
Home loan 2 = $200k at 5%pa = $1074 per month
Car loan         = $45k at 9%pa    = $934 per month
Credit card    = $15k at 17%pa   = $373 per month
Personal loan = $15k at 12%pa  = $395 per month
Total loan $825k = $5728 repayment per month

Example 2 – After all loans are consolidated

Home loan = $825k at 4%pa  = $3939 per month

Total saving per month = $1789
Total saving per year = $21,468

*Figures and interest rates are indicative and used for the purpose of this comparison only. Tridas Projects does not assert that these bear any resemblance to current interest rates and as such should not be relied upon without first seeking independent financial advice based on your individual circumstances. Figures and interest rates quoted for “Home Loan 1 & 2” in both scenarios assume a variable interest rate over a maximum loan term of 30 years with Principal and Interest repayments. Figures and interest rates quoted for “Car loan/lease”, “Credit cards 1” and “Personal loan” are used for the purpose of this comparison only.

Self Employed / Low Doc Loans

Low Documentation (Low Doc) loans are generally for those who are self employed or those having difficulty showing their income due to recent changes in circumstances.

The good news is that the lenders are still willing to process these applications under alternative documentation criteria; however, requirements greatly differ from lender to lender.

Bridging Loans

This short term loan, 6 months for purchase and 12 months for building, is ideal to finance the purchase of a property or construction of a new home while you are selling your existing property.

Existing property = value $400k with $200k owing
New property = purchased for $600k
Bridging loan = $600k + $200k = $800k loan

When the existing property is sold and if it’s sold for property value suggested in the example with the full amount going towards reducing the bridging loan.
Bridging loan = $800k – $400k = $400k loan

Once you sell your first property, the net proceeds of the sale (sale price minus any sale costs such as selling agent’s fees) are used to reduce the bridging loan. The remaining debt then becomes the final loan amount, which is repaid as a standard mortgage product from this point onward.

*Figures are indicative and used for the purpose of this example only. Tridas Projects does not assert that these bear resemblance to current rates and as such should not be relied upon without first seeking independent financial advice based on borrower’s individual circumstances.


Refinancing is the process of taking out a new loan to pay out your existing loan.

Have an existing mortgage and thought to yourself that a better deal might be out there than the one you have? If so, then it’s time for a loan health check! Once your finance broker understands the loan and package you have, they will then go to work and compare multiple lenders and thousands of loans on the market to see if they can better your existing loan while keeping you updated at every step of the way. Should they find something of interest, it may save you thousands of dollars per year as well as provide you with additional services that you may have never thought would have been available to you.

What you need to weigh up in the process of refinancing are the costs involved. Costs can vary from lender to lender and state to state, so speak with your broker or lender to see what costs may apply to your loan. Some costs may include; applications fees, valuations fees, settlement fees, lenders mortgage insurance (LMI) should the loan requested be more than 80% of the property’s value, exit or break fees, mortgage registration fees.

The generic refinancing process;

  1. A finance specialist will learn your home loan goals and objectives and discuss the ins and outs of refinancing including potential costs and timing.
  1. They will require a series of supporting documentation from you to verify your employment and income.
  1. Off to work they go! Comparing thousands of lenders and loans to find you the very best one. If you are happy with their recommendations they can refer you to your desired lender to start the process.
  1. Once your new home loan is approved, it’s now time for the particulars; informing your current lender to discharge your existing loan and arrange a settlement.
  1. Settled! Now sit back, relax and enjoy the good life.

Scenario comparing just an interest rate improvement;

John has a home loan for $400,000 at a rate of 5.4% = $21,600 interest payable per year.
John received a rate of 4.22% and his interest payable per year reduced to $16,880.
This means John will save $4,720 per year.

*Figures and interest rates have been summarised and used for the purpose of this comparison only. Tridas Projects does not assert that these bear any resemblance to current interest rates and as such should not be relied upon without first seeking independent financial advice on your individual circumstances.

Pre Approval

A pre-approval is having the peace of mind that you have the finances to purchase your desired property. It provides a means of understanding your borrowing limit and in turn can save you valuable time by shopping in the right places. A pre-approval is a type of loan that has a conditional requirement attached and generally valid for 6 months. Once the outstanding requirement (usually a purchase contract and valuation) has been provided to the lender, the lender transforms the application into an unconditionally approved loan meaning it is completely approved with no further requirements.

Once you have found the perfect property for you (and your family), having a pre approval will also help you negotiate a better purchase price with the seller (vendor).  Informing a seller that you have finance ready and can settle quickly as a result can save you thousands off the original property price as a motivated seller will find this extremely attractive.


Business Loans

If you’re thinking of obtaining a commercial loan to establish, expand or even to do a fit-out, then applying for a business loan is your first step. Business loans can be tricky as nearly all lenders offer different terms, limits, uses, rates and packages so it’s vital to speak to your finance broker or lender to structure a loan most suitable to our individual businesses needs.

Tridas Projects is also a business, so we understand the transitions a successful business will need to go through during the stages of growth.

Commercial Finance

Whether you’re buying an office, retail store, restaurant, cafe, warehouse, building or even planning a development, commercial real estate is a significant investment as the structure of the loan needs to be customised to the individual need.

Debtor (Invoice) Finance

This facility is a line of credit secured against outstanding sales invoices, not real estate. Also known as factoring or debtor finance, it provides a business with fast access to working capital that would otherwise be tied up in accounts receivable for 30 or 60 days or more to help meet operating costs or fund growth.

You will be able to draw up to 80% of the value of your invoices with the balance (less fees) becoming available when the invoices have been paid.

This is a versatile funding solutions available to small and medium sized businesses because it can be more readily accessed, can increase overall funding, and improve cash flows quickly which can lead to other efficiencies in the business.

Trade Finance

Trade Finance is a form of working capital; the term commonly refers to the financing of cross-border, import/export transactions.

For an importer, it means receiving funding in order to pay a supplier and allow time for the goods to be received, sold and turned into cash.

For an exporter, it provides working capital until the overseas customer pays for the goods or services that have been delivered.

Exporters typically utilise export factoring or bill facilities as the primary means of financing overseas trading, which may be supported by a letter of credit to secure the transaction.

Equipment Loans

Whether you are starting a new business or expanding the need to purchase equipment from vehicles to machinery form a necessary element to your business plans. This form of finance is known as ‘asset finance’ or an ‘equipment loan’. There are many options when selecting the type of finance option suitable to your individual business needs including the potential tax benefits that may be implied, so you may want to also talk to your accountant or tax advisor.

Finance options;

Hire Purchase
As the name suggests, this is when you hire and use the item. When the final payment has been made the title of the asset is transferred to you. There is flexibility in the actual loan options that include structured payment options, loan periods, placing deposits, setting larger balloon payments.

Chattel Mortgage
The lender advances the full amount of the purchase to allow the purchaser to own the asset from day one. Your lender holds security over the asset until it’s paid off in accordance to the agreed terms. The period of the loans is generally up to five years.

Commercial Leasing
Leasing is where the lender purchases the asset for you so you can then lease (rent) the asset from the lender. Generally, a fixed payment plan is set for the term of the lease. At the end of the lease you can take ownership by making a final instalment (residual payment), trade it in for a newer one or re-finance the residual payment to just continue the lease. This option is best suited to businesses that need the latest equipment and technology to operate their business.

Novated Lease
Suitable for employees (PAYG) that are interested in adding an asset in their salary package (generally a vehicle). A Novated Lease is a three-way agreement between you, your employer and lender. The lender owns the asset and you and your employer enter a novated agreement to share some of your lease obligations. Under the novation agreement, your employer deducts a set amount from your salary (split into pre-tax and post-tax payments) and remits the money to the lender to pay for your assets running costs as they fall due.

Typically loan terms are from 12 months to 5 years and at the end of the loan period you can trade it in for a new one and restart a novated lease on that asset, refinance the residual value for another term or pay out the residual value to own the car outright.

Medical Practice

If you are looking at opening a new medical practice or purchasing an established practice, your broker or lender can help you secure and structure a loan to achieve this. Having worked with many doctors and surgeons over the years we have extensive experience in the medical industry and even understand the intricacies of setting up a medical practice.

The benefits of opening a new medical practice include the ability to control every detail, from the way the practice looks and layout to its culture and services provided. One of the greatest challenges with this option is establishing a reputation and building ‘goodwill’ in the community while concentrating on the patients and business at large.

The benefits of purchasing an established medical practice (or becoming a partner) are that the business is exactly that “established”. The only factor then to consider is providing an even better level of care to your patients as well as providing additional services that are of benefit to them (meaning potential investment into expansion ie more treatment rooms or updating machinery/technology).

Both options obviously pose pros and cons and you may need to seek independent advice from a financial planner, industry consultant, accountant and solicitor to guide you to an option most suitable to you.

Franchisee Finance

Starting your own business can be a very stressful experience because behind the future perks there is a considerable amount of work to be done to establish the business to the point that you can actually enjoy the desired lifestyle flexibility and financial benefits.

Two options for owning your own business;

  1. Going at it on your own requires setting up the entire infrastructure of running your business yourself. Many people forget that there are many constantly changing internal and external factors to consider when running your business like managing cash flow to pay bills and staff, writing and constantly updating protocols and policies, insurances / registration / membership, websites / intranet and social media advertising, graphic design, marketing to get customers in the door, point of sales (POS) systems to process orders and transactions, stock management including ordering / receiving, managing and training of staff, dealing with customer feedback, business development, and the list goes on.
  1. Joining a franchise business provides the convenience and sense of security that the franchisor has already set up all of these factors for you in advance not to mention they have already tried and tested their system in the market which reasonable success. A franchisor will also provide back-end support to you and your staff and in a way, you end up joining a larger team of people all vested in your success. Having multiple stores also provides brand presence “goodwill” which can be a valuable asset against competitors. These systems and brand reputation come at a cost as the franchisor will generally charge an ongoing royalty fee for licensing the brand and access to their systems.

Franchise finance can be split into two types of required loans, an equipment loan to purchase machinery and a business loan to fund the fit-out and construction. This can differ from franchise to franchise and lender to lender so speak to your finance specialist or lender to assess the necessary loan structure that is most suitable for you.

Franchisor Finance

We understand there is a considerable amount of work done with a potential franchisee even prior to them even seeking finance for their venture. The last thing you want is a great franchise potential falling through due to finance. What can help the process is establishing your franchise business as a preferred franchise with a lender who understands your business and industry and will aid in a streamlined finance process with your franchisees.


Vehicle, Marine and Leisure Finance

If you are looking at purchasing some lifestyle luxuries such as boats, jet skis, planes, caravans, yachts, trailers and more. Enjoy the benefits while your lender takes care of all the paperwork and negotiations for you.

Multiple loan types are available based on your individual needs and asset being financed plus the ability (subject to lender) to either have the loan setup on a secured or unsecured basis. A secured loan means the asset itself is provided as physical security against the loan obtained until it’s paid off in full. With an unsecured loan there is no security against the asset. The lender is purely providing finance based on your ability to service the loan. Unsecured loans generally attract a slightly higher rate and fees verse a secured loan due to the risk considered by the lender.

See Equipment Loans for the types of finance options available.

Finance for Professionals

Traditionally reserved for certain professionals, today lenders have extended their professional list to include doctors/dentists, legal, accountants, engineers, veterinarians, surveyors, pharmacists, athletes, celebrities, high-income individuals and many more. These professionals may be entitled to an even better variable rate than the standard, reduced fees, borrow up to 100% LVR (loan to value ratio), waived lenders mortgage insurance (LMI), expedited applications and more. Conditions do apply subject to lender requirements including individual income exceeding $150,000.

Speak to your preferred finance broker or lender to realise the potential of a professional package suitable to you.

Self Managed Super Fund - SMSF

A growing trend among Australians is the ability to manage their own super fund (SMSF). Traditionally, people would become members of a retail or industry super fund parking their money in the hands of an institution responsible for investing their super with the hope of profits that would compound to decent return when they retire and can access their monies. With SMSF members are also trustees to the fund and can control their fund’s investment based on individual needs.

SMSFs become their own entity by having their own Tax File Number (TFN), Australian Business Number (ABN) and transactional bank account, which allow the fund to receive contributions (redirecting where their current super contributions are deposited) and rollovers (bringing the super funds from other institutions into your own), make investments and pay out pensions. As a trust there are two options when structuring; Corporate Trustee – a company acts as the trustee and each member is a director. Individual Trustee – each member is appointed as a trustee.

Watch this informative video from The Australian Taxation Office about setting up an SMSF ato.gov.au setting up SMSF.

SMSF gives members the option to invest their funds by acting in the best interest of members and separated from any personal and business affairs. Remember, this can be a long-term investment as the funds cannot be personally accessed until retirement and just a means of managing your own superannuation investments yourself.

Depending on the funds in your superannuation, you may purchase an investment property or use the funds as a deposit for an investment property. SMSF is very difficult and challenging at times so be patient with the long process.

Personal Loan

A personal loan is traditionally an unsecured loan, providing finance in advance to purchase an item. Some lenders for certain assets do offer secured personal loans with the added benefit of a reduced rate and fees as this option minimises the risk for the lender. Personal loans are commonly used to purchase cars and holidays offering flexible loan periods up to ten years.

Private Lending

Sometimes finance requirements may not fit traditional lender requirements or needs and alternate lending options like private lending becomes useful. Private lending is best suited to short term loans less than 5 years and does attract higher rates and fees than traditional lending just for the privilege.


Hello and welcome to Tridas Projects!
We would love to help you and look forward to hearing from you.

Sydney CBD: 339 Pitt St,
Coogee NSW: 242 Arden St
Mail: PO BOX 257 Matraville NSW 2036
Email: office@tridasprojects.com

    Tridas Projects Pty Ltd
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